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Maximise
Your
Funds Yield |
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Our Liquidity
Management service, ProLiquidity is about making the best
use of your funds so as to maximize yields.
The system gives you complete control over all fund movements.
By facilitating fund management the system enables you
to optimize your cash position. |
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How Your Business
Can Benefit From ProLiquidity
Maximized
yields
To maximize yields, any surplus funds in subsidiary
accounts are automatically transferred to a Concentration
Account, for you to consolidate for investment purposes.
Automated funds
transfer
Since the system is completely automated, it eliminates
the manual tasks of tracking funds and
performing fund transfers. Furthermore, by automating
these tasks it helps maximize the ease,
speed and accuracy of managing your accounts.
Minimized overdraft
expenses
To minimize or eliminate overdraft expenses, surplus
funds in the Concentration Account are
automatically used to cover any overdrafts in subsidiary
accounts. As a result, there is less need to utilize
credit facilities.
Better
use of funds
By optimizing your cash position, the system helps
you control the cashflows needed to grow your business.
The concentration of funds also gives you greater
control over your investments.
Detailed reporting
Detailed online reports mean that you know your
position in all your accounts daily.
Online
banking
You can access your account details and view your
Liquidity Management Reports online, any time, any
place. |
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How Liquidity Works
We offer two options
• Sweeps
•
Notional Pooling
Sweeps
ProLiquidity links a Concentration Account to subsidiary
company accounts. At the end of each day, ProLiquidity
automatically transfers funds between the accounts
according to the parameters you have set.
Typically, if a subsidiary account has a deficit,
funds will be swept from the Concentration Account
to pay off the deficit and eliminate interest charges.
If a subsidiary account has a surplus, the surplus
will be swept to the Concentration Account for consolidation
and perhaps investment.
We will advise you on what parameters will suit
your individual needs. There are several different
parameters you can choose from, providing a high
level of flexibility in the way your funds are
swept.
We will provide you with daily reports detailing
all fund movements, calculate and reallocate interest
among your accounts.
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Notional Pooling
Notional Pooling is similar to Sweeps except that,
with Notional Pooling, your funds are swept on a
purely notional basis. This automatically consolidates
your funds in order to minimize overdraft
expenses – but without physically sweeping
the funds. This solution makes monitoring and
reconciliation even easier.
We can provide you with daily reports detailing
all notional sweeps, calculate and reallocate
interest among your accounts. |
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