Fund for Food


	603-2381 2828 e-AmBizCare@ambg.com.my

		Get Financing Flexibility

As part of our extensive loan packages for small businesses, we have tailored 3F to suit the specific requirements of the primary food production industry.

3F is a term loan facility in which you may use it as a working capital to finance investments in primary food production of eligible products*, food processing, storage and distribution.

Eligible Products
• Animal husbandry - cow, goat, buffalo, chicken, duck, quail, ostrich, sheep, deer, rabbit, honeybees

• Agricultural - vegetables (including tea), banana, guava, watermelon, papaya, pineapple, mango, sugarcane, coffee, cocoa, starfruit, padi, roselle, animal feed (eg. corn, tapioca, sweet potato), plants for flavouring (eg. cetronella grass/serai wangi, pandan)

• Fisheries - offshore fishing, salt & fresh water fish farming and prawns, the hatching and breeding of aquatic products including crabs, oysters, clams and cockles

• Biotechnology - production of food or food ingredients, production of food or feed supplements; production of cell cultures for food, food ingredients, feed or feed supplements; production of seed, planting materials, fish fry and breeder stocks for food production

Repayment Period
Maximum of eight years

Loan Amount: A minimum of RM10,000 to a maximum of RM3.0 million or up to 90% of your project cost

Requirements to Apply
• Malaysian-owned (minimum 51%) company, partnership or sole proprietor
• At least three years of business track record or history
• At least 50% of your product is for the domestic market

For us to know you better, we need the following information and documents:
• Company profile
• Profile of management team and directors
• Project write-up
• Project economics and Cash flow
• Past 6 months bank statement
• Three years financial statement – Audited accounts for Private Limited Companies
• Form 24, 44, 49, M&A for Private Limited Companies (Sdn Bhd)
• Business Registration Form – Borang B & D for Proprietor and Partnership

Additional documents if applicable:
• List of completed / present / future projects
• Assessments report on the viability of the project or feasibility report.
• List of clients and suppliers
• Debtors and Creditors ageing report
• Letter of Awards / Contracts
• Relevant Permits / Licenses / Certification of SIRIM
• Production Process Flow

Terms and Conditions
Collaterals may range from AmBank Fixed Deposits to landed properties such as land, shophouses, factory, etc. If you lack collateral but have viable business plans, we may consider loans on an unsecured basis.

Loans are subject to lending guidelines of AmBank, Bank Negara Malaysia (BNM) and Credit Guarantee Corporation (M) Berhad (CGC).

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