Financial
Assistance To
New Businesses And
Viable SMIs
Rehabilitation Fund for Small & Medium Industries
(RFSMI) is specially established to provide financial
assistance to new businesses and viable SMIs, which face
non-performing loans and temporary cash flow problems.
Features •
Can be utilised up to 30% to refinance and restructure
existing non-performing loans. However, loans are
ineligible for purchase of shares and refinancing
of existing credit facilities
• Available for all forms of facilities
except overdraft
• Minimum loan: RM50,000 per customer
• Maximum loan: RM5 million per customer
for the purposes of expansion in productive capacity
and/or working capital
Repayment Period
Not exceeding seven years
Requirements to Apply
• Malaysian-owned companies (at least 51%
ownership) • Facing non-performing loans
and temporary cash flow problems • Shareholders'
funds of not exceeding RM10 million •
All projects which are viable under manufacturing
sectors, agro-based industry sectors and services
sectors
For us to know you better, we need the following
information and documents:
• Company profile
• Profile of management team and directors
• Project write-up
• Project economics and Cash flow
• Past 6 months bank statement
• Three years financial statement –
Audited accounts for Private Limited Companies
• Form 24, 44, 49, M&A for Private Limited
Companies (Sdn Bhd)
• Business Registration Form – Borang
B & D for Proprietor and Partnership
Additional documents if applicable:
• List of completed / present / future projects
• Assessments report on the viability of
the project or feasibility report.
• List of clients and suppliers
• Debtors and Creditors ageing report
• Letter of Awards / Contracts
• Relevant Permits / Licenses / Certification
of SIRIM
• Production Process Flow
Terms and Conditions
Subject to standard credit evaluation
