Accepted Bills-i is a Bill of Exchange drawn to finance domestic and foreign trade and it is payable on a specified future date.

Bank Guarantee-i is an irrevocable obligation in the form of written undertaking of a Bank to pay an agreed sum, in case of default by a third party in fulfilling their obligations under the terms of the Bank Guarantee-i, under the concept of Kafalah.

A Letter of Credit-i (LC-i) is a written undertaking given by a bank, on behalf of a buyer, to make a specified payment to a seller named in the LC-i. The bank will only make payment upon presentation of the stipulated documents, which complies with the terms and conditions of the LC-i. LC-i covers the buyer's risk and guarantees payment to the seller. LC-i can be based on the concept of Wakalah or Murabahah.

Referring to inward documents which are not drawn under the Letter of Credit and received by the bank on behalf of a buyer on a collection basis. The bank will adhere strictly to the instructions stated in the covering schedule. It will safeguard the seller's title to goods until either payment is received (Documents Against Payment) or the buyer accepts a Bill of Exchange to pay at a maturity date (Documents Against Acceptance).

Shipping Guarantee-i is an indemnity document issued by a bank, addressed to a shipping company on the instruction of an importer/customer to take delivery of goods from the shipping company (or its agent) pending receipt of the Bill of Lading relating to the shipment under the concept of Kafalah.

Trust Receipt-i is a financing facility to finance domestic or international trade documents drawn against Letter of Credit-i (under Murabahah concept) or Inward Bills for Collection-i (under Wakalah concept).

Export Credit Refinancing-i (ECR-i) is a subsidised financing facility for the purpose of promoting the exports of manufactured products, agricultural products and selected primary commodities that have significant value-added, utilise local indigenous resources and halal in nature. There are two types of ECR-i facilities available, namely Pre-Shipment ECR-i and Post Shipment ECR-i. Pre-Shipment ECR-i is used for financing of domestic raw material inputs and overheads. Post Shipment ECR-i is used for financing of usance exports.

Outward Bills for Collection-i are bills received from customers to be submitted to the Bank branches or other banks in or outside Malaysia to either:
• Obtain payment (sight bills)
• Obtain acceptance and payment (usance bills)
Bills are sent for collection either under clean or documentary collection.

Bills Purchased-i allows a seller to obtain financing and receive immediate funds in exchange for sales document not drawn under Letter of Credit. The bank will send the sales documents to the buyer's bank on behalf of the seller.

Credit Bills Negotiation-i allows a seller to obtain financing and receive immediate funds in exchange for sales document drawn under Letter of Credit. The bank will negotiate the sales documents on behalf of the seller and claim reimbursement.