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Personal
Accident Policy |
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Social Domestics purposes. |
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Scope of Coverage
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24 hours coverage for the insured
plus 4 other passengers traveling (include
entering in or alighting from) your personal
vehicle |
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Benefits payable irrespective of your presence
in the car |
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Coverage up to RM60,000 for death and permanent
disability. 24 hours worldwide personal accident
coverage for you as the Policyholder. |
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Benefits payable in addition to your other
personal accident policies. |
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Medical reimbursement up to RM3,000.00 |
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Wide geographical coverage includes Singapore
& Brunei |
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No discrimination against age. Passengers
of all ages are covered |
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Children receive same benefits as adults.
Benefits payable irrespective of negligence
of the driver. |
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Exclusion
The insurance shall not apply to: -
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To any loss caused directly
or indirectly, wholly or partly |
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by bacterial infections
(except pyogenic infections which shall
occur through an accidental cut or wound)
or by any kind or disease; |
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by medical or surgical treatment (except
such as may be necessary as a result
of injuries covered by this Policy and
performed within the time provided in
the Policy); |
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by pregnancy, childbirth, miscarriage,
abortion or pre-existing physical defect
or infirmity; |
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while the driver is under influence
(temporarily or otherwise) by alcohol
or drug; |
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while the vehicle is used for illegal
business pursuit or as an unlicensed
common carrier. |
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To any bodily injury which result in hernia. |
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To any suicide or any attempt thereat (sane
or insane) |
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To loss occasioned by war, invasion, act
of foreign enemy, hostilities or warlike operation.
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To loss occasioned while the vehicle is
used for hiring, racing, road rally, pacemaking,
speed-testing or use for any purpose in connection
with motor trade. |
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To the driver if such Driver does not hold
a valid driver’s license to drive the
automobile. |
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Untitled Document
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Contact us at 603 - 2178 8000. |
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