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Comprehensive
Personal
Accident Policy |
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| A Comprehensive Personal Accident policy that provides
24 hours and worldwide, financial protection against accidental
death and disability caused solely by violent, accidental,
external and visible means. |
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Scope of Coverage
The policy covers against:
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Accidental Death |
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Double Indemnity if Accidental Death occurs
whilst traveling as a fare paying passenger
on any mode of licensed public transport |
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Permanent Disablement |
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Medical Expenses and traditional treatment |
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Hospitalisation Benefits |
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Weekly Benefits |
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Funeral Expenses |
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Ambulance Fees |
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Cosmetic Surgery |
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Emergency Cash |
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Post Hospitalisation Treatment Allowance |
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Exclusion
The insurance shall not apply to: -
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War, invasion, act or foreign
enemy, hostilities (whether war be declared
or not), Civil war, rebellion, revolution,
insurrection, mutiny or usurped power, military
or Usurped power, military or popular uprising; |
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Insanity, suicide (whether sane or insane)
or any attempt threat, intentional self-inflicted
injuries; |
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Childbirth, miscarriage, pregnancy or any
complications thereof; |
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Provoked murder or assault; |
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While traveling in an aircraft or ship as
a member of the crew, except only as a fare-paying
passenger in an aircraft or ship licensed
for passenger service; |
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While committing or attempting to commit
any unlawful act; |
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While participating in any professional
sports; |
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Martial arts or boxing, aerial activities
including parachuting and hang-gliding, underwater
activities exceeding 50 meters in depth, professional
mountaineering involving the use of ropes
or mechanical guides; |
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Racing (other than on foot), pace-making,
speed or reliability trails; |
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Lonization, radiation or contamination by
radioactivity, nuclear weapons material; |
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Riding a motorcycle without a valid driving
license. |
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While participating in a brawl/strike/ riot/civil
commotion or demonstration. |
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Asbestos, or |
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any actual or alleged asbestos related
injury or damage involving the use,
presence, existence, detection, removal,
elimination or avoidance of asbestos
or exposure or potential exposure to
asbestos. |
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| Terms and Conditions |
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Untitled Document
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Contact us at 603 - 2178 8000. |
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