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AmAsia Star |
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Harness the potential of Asia’s flourishing investment goldmine
Emerging markets particularly in Asia are continuing to attract investors from across the globe leading to the burgeoning Asian economic growth. As a result, there has been significant surge in investments in the Asian economy especially in countries like China, Hong Kong, South Korea, Singapore, Taiwan and India among others, creating lucrative investment opportunities.
These growing economies create the need for massive development in infrastructure, commercial and residential properties and better living standards, hence the demand for properties, industrial materials, precious metals and a whole range of other resources. As an astute investor, there is no better time than now to diversify your investments into these promising asset classes.
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Diversify your investments into Asia’s 4 most prospective asset classes
AmAsia Star is a 3-year term single premium investment link plan with 100% capital guarantee (if held till maturity). In addition, AmAsia Star also provides upside potential returns through its dynamic allocation investment strategies with exposure in 4 different Asian indices. The selection of AmAsia Star’s underlying asset classes are aimed to create a well diversified portfolio of assets to maximize the investment returns. The 4 underlying asset classes in which AmAsia Star invests are:
- Asia Financials Index Performance minus Cash DAXGFSRU Index
DAXglobal Asia Financial Service Index invests in highly liquid and transparent Asian equities in emerging Asia (such as China, Hong Kong, South Korea, Singapore, Taiwan, India and others)
- Morgan Stanley Asia Property minus Cash MORAPRI LX Equity
Morgan Stanley Asia Property primarily invests in equity securities of companies in Asian Real Estate Industry
- S&P GSCI Industrial Metals Excess Return SPGCIN Index
The composition of S&P GSCI Industrial Metals sub-index 2008 includes Aluminium, Copper, Lead, Nickel and Zinc.
- S&P GSCI Precious Metals Excess Return SPGCPMP Index
The composition of S&P GSCI Precious Metals sub-index 2008 includes Gold and Silver.
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Benefits
AmAsia Star is a short term investment suitable for investors with low risk appetite. It offers good potential returns while protecting your investment capital. Investing in AmAsia Star gives you the opportunity to diversify and explore your investment potential in some of the fastest growing economic regions in Asia. The benefits of AmAsia Star are:
- 100% Capital Guarantee (if held till maturity), plus any upside potential of the fund.
- Dynamic Rotator effect investment strategy; the fund is rebalanced every 6 months
- Higher probability of potential returns as the best 3 out of 4 underlying baskets are selected
- Low minimal investment of RM5,000 as compared to other similar products
- Added value insurance protection up to 125% of the single premium
- A superb opportunity to partake in the robust and diversified Asian asset classes
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Insurance Protection
What makes AmAsia Star a unique investment plan is that while you gain the opportunity to earn potential returns, your loved ones are safeguarded with insurance protection coverage in the event of your untimely demise through the embedded insurance protection that is attached to your AmAsia Star investment plan.
The minimum guaranteed death benefits for the insurance protection are as follows:
| Age band (years) |
Sum Assured |
| 1 – 60 |
125% of single premium |
| 61 – 70 |
105% of single premium |
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Who are eligible to invest?
Anyone aged between 1 to 70 years is eligible to invest in AmAsia Star.
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How much can I invest?
The minimum single premium is RM5,000 and in multiples of RM1,000. However, if you decide to top-up your investment, you will only be allowed to do so during the offer period of 45 days subject to a minimum of RM5,000. No top-up premiums are allowed after the end of offer period. The maximum investment is RM1,500,000.
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Important Notices
- You should satisfy yourself that this plan will best serve your needs and that the premium payable under this policy is an amount you can afford.
- Capital is not guaranteed if you terminate your policy before maturity.
- 100% of your invested Capital is guaranteed and will be returned to you upon maturity at the end of 3 years. This amount is not affected by any adverse movements in the investment fund performance. You take no risk on your invested Capital if your plan is held till maturity.
- If the minimum fund size is not reached at the end of the offer period, all premiums paid will be refunded with interest based on AmBank’s average basic savings rate over the last 12 months.
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Contact us at 603 - 2178 8000. |
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