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Rain
Or Shine
AmCash Guarantee 21
Will Be There To Benefit You |
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Features
With AmCash Guarantee 21 , you may enjoy...
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protection against death, critical
illness and total and permanent disability
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guaranteed cash payouts at regular 3-year
intervals |
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a sizeable lump sum benefit upon maturity |
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money to fulfill your commitments and realize
your dream |
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Product Coverage
With AmCash Guarantee 21, now you may enjoy...
Minimum age of entry
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1 years old |
| Maximum age of entry |
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50 years old |
| Policy/Premium Term |
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21 years |
| Minimum sum assured |
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RM10,000 |
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Benefits
Life
Insurance Coverage
| In the event of death; |
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Basic Sum Assured |
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Accumulated Cash Dividends* |
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Terminal Dividends* |
are payable to your loved ones assisting them to
weather the unexpected financial storm.
Income Replacement
Coverage
| Upon Total Permanent Disability
(TPD) before age 65; |
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Basic Sum Assured |
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Accumulated Cash Dividends* |
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Terminal Dividends* |
are payable to cushion the financial shock experienced
by you and your family.
Dread
Disease Coverage
| When diagnosed with Critical
Illness # before age 70; |
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Basic Sum Assured |
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Accumulated Cash Dividends* |
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Terminal Dividends* |
are payable to reduce your financial burden and
increase possibility to seek better medical treatment.
Guaranteed
Annual Payment (GAP)***
| From the end of 3 rd policy
year onwards, you will enjoy cash payment
that is: |
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Guaranteed |
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Payable at 3 years intervals |
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Tax free |
The money is at your disposal in fulfi lling your
commitments or realising your dreams.
Maturity Benefit
| Upon completion of the 21-year
policy term, you will obtain: |
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The balance 42% of Basic Sum
Assured |
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Accumulated Cash Dividends* |
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Terminal Dividends* |
One more good reason for you to celebrate the sunny
side of your life!
Cash
Dividends*
| Cash dividends may be declared
annually from the end of 3rd policy year.
You have the option to: |
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1. Leave with the company to
accumulate with interest |
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2. Withdraw the money |
If no option is chosen, the default option shall
be Option 1.
Terminal
Dividends*
| Terminal dividends may be payable
upon:- |
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Death/TPD |
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Diagnosis of critical illness
Maturity |
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Surrender |
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Other Benefits
Guaranteed
Premium
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Your basic premium rate shall
remain the same throughout the entire duration
of your protection. |
Policy Loan
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You can take up policy loan
in times of need after the policy has cash
value. |
Optional Protection
Riders
Enhance your protection by attaching rider(s) to
this plan. The riders include: Deferred Disability
Income (DDI), Payor Benefit Rider (PBR), Payor Level
Term Rider (PLTR), Payor Dread Disease Waiver of
Premium (PDWP), Payor Critical Illness Term Rider
(PCIT), Level Term Rider (LTR), Critical Illness
Term Rider (CIT), Hospital Benefi t Rider (HBR),
Health Management Rider (HMR), Maternity Rider (MR),
Accidental Death Benefi t (AB), Comprehensive Accident
Indemnity (CAI) and Dread Disease Waiver of Premium
for TANR & LTR (DWPD).
Enjoy
discounts on your premiums for sum assureds
above RM50,000
Premiums
paid are tax deductible
Cash Dividends
are projected to accumulate at 6.5% p.a.
Pay advance
premium for the policy and enjoy the interest
rate currently at 4% p.a.
Enjoy
the flexibility of withdrawing the advance
premium paid |
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* Cash Dividends and Terminal Dividends are not guaranteed
and are subject to Company’s performance.
** Plan matures after 21 policy years or expires in the
event of Death/TPD/Diagnosis of Critical Illness, when
claim is payable.
*** GSB will accumulate with interest if left with the
Company.
# 36 Critical Illnesses as stated in the contract. |
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Untitled Document
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Contact us at 603 - 2178 8000. |
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