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Death and Total and Permanent Disability Benefits (TPD)
Upon death / TPD of the insured due to natural causes in the first 2 policy years, premiums paid will be refunded in full without interest and policy will be cancelled.

Upon death/TPD of the insured due to:
a) accidental causes; or
b) any causes after 2 years

The benefit payable is the higher of:
i) 125% of single premium; or
ii) accumulated value of the policy

Maturity Benefit
At maturity after the completion of 10 years, the accumulated value of the policy at 5.25% per annum will be paid to the insured.

Withdrawal Benefit
A withdrawal benefit is payable from the first year onwards based on the accumulated value per RM1,000 Single Premium below:

Year
RM Year RM
1
1,000 6 1,302
2
1,000 7 1,361
3
1,125 8 1,422
4
1,170 9 1,486
5
1,246 10 1,668
Product Coverage
Minimum/Maximum Age at Entry

Minimum age is 16 years old.
Maximum age is 60 years old.

Minimum/Maximum Single Premium

Minimum Single Premium : RM10,000
Maximum Single Premium : RM1,000,000

Term 10 years
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