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Comprehensive
Managed
Health Plan |
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| Sihat Malaysia is a Managed Health plan designed to
cover a comprehensive range of medical, surgical and hospitalization
costs, ambulance fees and other medical related charges. |
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Insurance Coverage
| Age
Limit |
The plans shall cover eligible
persons between the ages of 15 days to 59
years, renewable up to 69 years |
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| Conditions |
*Premiums payable will increase with age,
as indicated by the relevant Age Band for
Sihat Malaysia Plans purchased |
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Insurance Benefits
Hospital Benefits
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Hassle free |
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Daily Room & Board (Max. 150 days) |
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Hospital Supplies & Services |
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Operating Theatre |
Surgical Benefits
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Surgical expenses comprising
the following, but excluding organ transplantation
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• Pre-Surgical Diagnostic Services
• Pre-Surgical Specialist Consultation
• Surgical Fees
• Anaesthetist's
Fees |
Medical Benefits
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Medical Expenses for non-surgical
treatment comprising |
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• Pre-Hospital Diagnostic Services
• Pre-Hospitalisation Specialist
Consultation
• Daily In-Hospital
Physician's Visit (Max. 60 days)
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Post Hospitalisation Treatment (within 31
days from discharge) |
Out-Patient
Benefits
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Emergency Out-Patient Treatment
for Accident Only (within 24 hours) |
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Out-Patient Physiotherapy Treatment |
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Ambulance Fees |
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Monthly Out-Patient Kidney Dialysis &
Cancer Treatment |
Organ Transplantation
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Heart, Kidney, Lung, Liver or
Bone Marrow |
Other Benefits
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Daily Government Hospital Cash
Allowance (Max. 150 days) |
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Insured Child's Daily Guardian Benefit (Max.
60 days) |
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Insuring Your Family
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Your policy may cover spouse
and dependent children subject to the following:
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a spouse who is below
the age of fifty-nice (59) at the time
of first inclusion. Once included, the
spouse may continue to be included up
to age sixty-nice (69). |
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unmarried children between the age
of fifteen (15) days and nineteen (19)
years. For dependent children who are
fulltime students of insitution of higher
education, the age limit is twenty-three
(23) years. |
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Each family member is entitled to the full
benefits up to separate overall annual limits.
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Premium will be charged separately for each
member according to the plan and age. |
Family Discount
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A family discount of 12% is
allowed on the total premium for family with
three (3) members or more. |
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Renewal Discount
If your policy is accepted for renewal by your insurer,
you will enjoy 10% renewal discount on your renewed
policy. |
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Untitled Document
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Contact us at 603 - 2178 8000. |
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