| |
Conventional |
Al-Taslif |
Conventional |
| Classic |
Gold |
Platinum |
Classic |
Gold |
Platinum |
Imagine VISA |
RealRewards MasterCard |
| Minimum Yearly Income Requirements (RM) |
18,000 |
42,000 |
90,000 |
18,000 |
42,000 |
90,000 |
18,000 |
18,000 |
Annual Fees - Principal (RM)
|
75
|
150 |
688 |
75 |
150 |
688 |
130 |
90 |
Fee Waiver - Principal
|
FREE 2 years with no condition |
FREE-FOR-LIFE (subject to card usage above 12 transactions p.a. OR card spend above RM12,000 p.a. OR minimum monthly outstanding balance of RM5,000. |
FREE-FOR-LIFE (subject to 12 transactions p.a.) |
FREE-FOR-LIFE (subject to card usage above 12 transactions p.a. OR card spend above RM12,000 p.a. OR minimum monthly outstanding balance of RM5,000. |
FREE 3 years with no condition |
FREE-FOR-LIFE with no condition |
Annual Fees - Supplementary (RM)
|
37.5
|
75 |
188 |
37.50 |
75 |
188 |
65 |
45 |
| Fee Waiver - Supplementary |
FREE-FOR-LIFE
|
FREE-FOR-LIFE
|
FREE-FOR-LIFE (subject to 12 transactions p.a.)
|
FREE-FOR-LIFE
|
FREE 3 years with no condition
|
FREE-FOR-LIFE with no condition
|
up to 3 Supp Cards
|
for 1st Supp Card only |
for 1st Supp Card only |
for 1st Supp Card only |
for 1st Supp Card only
|
Up to 2 supp cards |
| Automatic Travel Accident Insurance |
No |
Yes |
Yes |
No |
Yes |
Yes |
No |
No |
Travel Assistance Services
|
Rates on outstanding balances not fully paid
|
1.5% per month |
1.5% per month |
1.5% per month |
1.5% per month |
1.5% per month |
1.5% per month |
1.5% per month |
1.5% per month |
Zakat Payments
|
No |
No |
No |
Yes |
Yes |
Yes |
No |
No |
Get Real Points
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
Yes |
Get AmBonus Points
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes |
Balance Transfer
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes |
0% Easy Payment Plan
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes |
Pay Bills Online
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes |
Repayment of Credit Card Balance Online
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes |
Phone Banking
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes |
