| Features |
Basic
Current Account |
AmStar |
e-AmStar
|
Minimum Age Requirement
|
18
years & above |
18
years & above |
18
years & above |
Minimum Opening Amount
|
RM500 |
RM2,000 |
RM500 |
Cheque-Writing Facility
|
Yes |
Yes |
Yes |
ATM services nationwide
|
Yes |
Yes |
Yes |
Internet Banking Facility
|
Yes |
Yes |
Yes |
e-Banking Centres for
easy depositing
|
Yes |
Yes |
Yes |
Statement of Accounts
|
Yes,
monthly |
Yes,
monthly |
Yes,
monthly (Online) |
Free Personal Accident Insurance
up to RM100,000
|
No |
Yes |
Yes |
Interest
Bearing
on Account Balance |
Not Applicable |
Yes,
on account balance
of RM2,000 or more.
|
Yes, on account balance of RM2,000 or more |
Service Waiver on Standing
Instruction & Travellers Cheques
|
Not Applicable |
Yes |
Yes |
Introducer Required
|
Yes |
Yes |
No |
| Services
Charges |
RM10 (half yearly
if average balance is less than 1,000)
|
RM5
(monthly
if average balance
is less than 3,000)
|
RM5
(monthly
if average balance
is less than 1,000) |
Options for customers
|
Fee Account (Unlimited Transaction) |
Non-Fee Account (Limited Transaction) |
Not Applicable |
Not Applicable |
Annual Fee
|
RM8.00 |
Nil |
Not Applicable |
Not Applicable |
Over-the-counter (OTC) withdrawal transaction per month
|
Free (unlimited OTC withdrawal transaction) |
1st till 6th OTC visit** - free. |
Free (unlimited OTC withdrawal transaction) |
Free (unlimited OTC withdrawal transaction) |
ATM cash withdrawal per month
|
Free (unlimited ATM cash withdrawal) |
1st till 8th transaction - free. |
Not Applicable |
Not Applicable |
Interbank GIRO transaction per month
|
1st and 2nd transaction - RM0.50 per transaction. |
Interbank GIRO transactions at RM2.00 per transaction. |
Interbank GIRO transactions at RM2.00 per transaction. |
| 3rd transaction onwards - RM2.00 per transaction. |
| multiple withdrawal OTC transactions within the day is considered as 1 OTC visit.
|
