Features
|
Conventional
|
InterestPlus
|
Am50Plus
|
AmQuantum
Investment Account
|
MegaFD
Investment Account |
Minimum Age Requirement
|
18 years &
above
|
18 years &
above |
50 years &
above |
18 years &
above |
18 years &
above |
| Minimum Deposit |
RM5,000 for 1 month or
RM500 for 2 months
and above |
RM5,000 for 1 month or
RM1,000 for 3 months to 12 months in Fixed Deposit & purchase
the same amount of Unit Trust
(AmTotal Return, AmCumulative Growth,
AmNew Frontier, AmBalanced & AmDividend Income). |
RM5,000 for 6 months
and above |
RM5,000 for 15 months
and above |
RM10,000 for 15, 24 or
36 months I.e RM5,000 for FD and RM5,000 for insurance premium |
| Main Account Features |
Flexible placement tenure |
Provides a higher rate
on FD
account and long-term
growth potential of unit trust |
Specially tailored for
Senior citizens.
Higher rates.
ATM card available.
Monthly interest. |
Quarterly interest crediting |
High rates and the protection
of a non-participating Whole Life policy that offers up to 12.5
times premium payout.
Deposit is evenly spread to both Fixed Deposit account and Single
Premium Non - Participating Whole Life Policy |
Automatic Renewal
|
Yes |
Yes |
Yes |
Yes |
Yes |
Option for partial withdrawal
|
No |
No |
No |
No |
No |
Option for Interest credited into your
Savings / Current Account
|
Yes |
Yes |
Yes, on monthly basis. |
Yes, on quarterly basis |
Yes, every half yearly. |
Free Personal Accident Insurance Plan
|
No |
No |
Yes. Up to RM50,000 |
No |
No |
Combination of
Fixed Deposit & Unit Trust
|
No |
Yes |
No |
No |
No |
Combination of
Fixed Deposit & Insurance
|
No |
No |
No |
No |
Yes |
