| Features |
Basic Savings Account |
AmGenius |
Savers' G.a.n.g |
| Minimum Age Requirement |
12 years & above |
18 years & below |
12 years & below |
| Minimum Opening Amount |
RM20 |
RM1 |
RM50 |
| Minimum Balance to Maintain |
RM10 |
RM10 |
RM10 |
| ATM services nationwide |
Yes |
No |
Yes |
| e-Banking Centres for easy depositing |
Yes |
No |
Yes |
| Computation of interest |
Yes, on daily basis |
Yes, on daily basis |
Yes, on daily basis |
| Crediting of interest |
Yes, on monthly basis |
Yes, on monthly basis |
Yes, on monthly basis |
Free Personal Accident Insurance
up to RM50,000 |
Yes |
Yes |
Yes |
Free Coin Box for opening account
with RM300 & above
|
Yes |
Yes |
Yes |
| Internet Banking Facility |
Yes |
No |
Yes |
| Option for customers |
Fee Account (Unlimited Transaction) |
Non-Fee Account (Limited Transaction) |
|
|
| Annual Fee |
RM 8.00 |
Nil |
Not Applicable |
Not Applicable |
| Over-the-counter transaction per month |
Free - unlimited OTC withdrawal transaction |
1st visit till 6th visit* - free. |
Not Applicable |
Not Applicable |
| ATM Cash Withdrawal per month |
Free - unlimited ATM cash withdrawal |
1st till 8th transaction - free. |
Not Applicable |
Not Applicable |
| Interbank GIRO transaction per month |
1st and 2nd transaction - RM0.50 per transaction. |
Interbank GIRO transactions at RM2.00 per transaction. |
Interbank GIRO transactions at RM2.00 per transaction.
|
| 3rd transaction onwards - RM2.00 per transaction |
Other Account Features
|
|
|
|
Educational Visits / Fun-Packed Excursions |
| |
|
|
|
Sports
Clinics |
| |
|
|
|
Educational
Magazines |
| |
|
|
|
Examination
Workshops |
| |
|
|
|
Summer
Camp |
| |
|
|
|
Attractive
Premium Items |
| |
|
|
|
|
* Multiple withdrawal over-the-counter transaction within the day is considered as 1 over-the counter visit. |
