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AmBank Online Banking
Privacy Policy Statement
   
Privacy Policy
    About this Privacy Policy Statement
    Collection of Personal Information
    Use and Disclosure of Information
    Information Security
    Your access to your Personal Information
    Use of Cookies
    Links to Other Sites
    Enquiries and Complaints

•  About this Privacy Policy Statement
This privacy policy statement applies to the AmBank Online Banking Service ("AmBank Service"), owned and operated by AmBank (M) Berhad (Company No. 8515-D) (formerly known as AmFinance Berhad) ("the Bank").

By using or accessing the AmBank Service you shall be deemed to have accepted this Privacy Policy Statement ("this Statement"). If you do not accept this Statement, please immediately discontinue your access and/or use of the AmBank Service.

The Bank reserves the right to make changes to this Statement at any time subject however to the Bank having given you notice. By your continued use or access of the AmBank Service you shall be deemed to have agreed to and accepted the changes in this Statement. You are advised to periodically review this Statement for changes.

In addition to this Statement, specific privacy provisions may apply to certain sections of the AmBank Service. These specific privacy provisions must be read together with this Statement. In the event of any inconsistency between this Statement and the specific provisions, the specific provisions shall prevail.

For the purposes herein, all words and expressions shall have the same meaning as in the Terms and Conditions for Internet Banking, except where otherwise expressly stated.
 
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•  Collection of Personal Information
The AmBank Service is committed to ensuring the privacy of its users. The information we collect about you will depend on how you use the facilities and features on the AmBank Service.

When you use the AmBank Service, the information collected will generally include your Login ID, Password, personally identifiable information, contact details and identification numbers. This information is necessary for us to provide the service you applied for. Personal information provided by you upon application for the Service shall be used to enroll you for the AmBank Call Centre Service.

To enable us to monitor the activity on the AmBank Service, we also collect information such as the number of users, the date and time of visits, the number of pages viewed and the information downloaded.

 
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•  Use and Disclosure of Information
Personal information supplied by you through the AmBank Service shall be used in providing the Bank's services. The Bank may also use your personal information to market AmBank Group's products and services to you based on your interests and to mainly assist AmBank Group in customising and delivering its services and products that may be of interest to you.

The Bank will not use or disclose information collected about you, including information collected using cookies, other than for the purpose made known to you, a purpose you would reasonably expect, a purpose required, authorised or permitted by or under law, or a purpose otherwise authorised by you.

You agree that the Bank shall not disclose your personal information unless the following circumstances apply:
    for the purpose of processing your Instruction(s) given through the AmBank Service;
    when cross selling and cross servicing the products and/or services of AmBank Group; and/or
    to any third party service providers, contractors, agents who provide administrative, telecommunication, computer payment or securities clearing or other services to the Bank in connection with the operation of its business. In such cases, the Bank will require that such persons undertake to keep your information confidential.

Although the Bank uses reasonable efforts to ensure that third parties keep your information confidential, please be informed that the Bank has no control over these third parties, who may or may not further disclose information to other parties and there can be no assurances that such parties will not solicit you via e-mail or otherwise.

Demographic or statistical information collated from any information provided by you upon your use of the AmBank Service may be divulged to any third party. Such demographic or statistical information shall be in the form of a summary or compilation of information which is not personally identifiable.

If you do not wish to be solicited for products or services offered by AmBank Group, please indicate accordingly when requested.

 
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•  Information Security
You are responsible for maintaining the secrecy of your Login ID and Password for the AmBank Online Banking Service. The Bank will not be able to secure your information if you reveal your Login ID and Password to anyone. The Bank's personnel are not authorised to ask you for your Password.

The Bank applies stringent procedures to ensure that only a limited number of authorised personnel within the organisation will have direct access to your personal data. Transmission of data during login, registration and personal information update between the browser and server in the AmBank Online Banking Service is encrypted using the proven 128-bit Secure Socket Layer ("SSL") technology.

All your personal data collected from the AmBank Service is stored in secured repositories in our secured data centre. Only authorised personnel have physical access to the data repositories in limited circumstances and they are prohibited from making any unauthorised disclosure of your personal data. Backups are performed to ensure that your personal information is safe against system failures. These backups are stored in a secured location.

The Bank takes great care to ensure that the AmBank Service is safe and secure, however please be informed that no data transmission over the Internet can be guaranteed as fully secure. As such, the Bank cannot guarantee or warrant the security of any information you send to us through the AmBank Service. You submit information at your own risk. Once the Bank receives your information, the Bank will take all reasonable steps to protect the data held in its system.

 
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•  Your access to your Personal Information
The Bank regards confidentiality and privacy of your information of paramount importance. Upon request, we may provide you access to the personal information we hold about you. The information will be limited to your address, occupation, age, sex, martial status, accounts with us and the balances and statements relating to those accounts. You can also inform the Bank in writing of any changes or errors in your personal information and the Bank will update its records or correct any errors as soon as possible to ensure accuracy and completeness of your personal information.
 
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•  Use of Cookies
The AmBank Service may send you a "cookie". A cookie is a package of data that allows our server to identify and interact more effectively with your computer without identifying the individual users. Most current browser programmes can be configured to refuse, reject or delete such cookies.
 
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 •  Links to Other Sites
The AmBank Service may be linked to other web sites but the Bank is not responsible for the privacy practices or the contents of these linked sites. The Bank advises you to read the privacy practices of those linked sites.
 
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 •  Enquiries and Complaints
You may address any queries, concerns or complaints regarding the use of your personal information or this Statement, using the contact information provided below.
 
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CONTACT INFORMATION
AmBank Contact Centre
 Telephone Number  603-2178 8888 
 Mailing Address  P.O. Box No. 12617 50784 Kuala Lumpur 
 Email  customercare@ambg.com.my
 
AmBank (M) Berhad (Company No. 8515-D) (formerly known as AmFinance Berhad)
Copyright © 2001 All Rights Reserved
Last Updated: 08 August 2005
 
     
 
     

Copyright © 2002-2008 AmBank (M) Berhad. All Rights Reserved.
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